Property January 2026 5 min read
Malta First-Time Buyer Scheme 2026
Save thousands on your first property purchase with Malta's first-time buyer benefits.
Key Benefits
| Benefit | Details |
|---|---|
| Reduced Stamp Duty | 3.5% instead of 5% |
| Stamp Duty Exemption | First €200,000 exempt |
| Property Limit | €200,000 value |
Savings Example
Property worth €180,000
- • Normal Stamp Duty (5%): €9,000
- • First-Time Buyer (3.5%): €6,300
- • With exemption (first €200k): €0
Eligibility Requirements
- Never owned immovable property before
- Property must be your sole ordinary residence
- Property value within limits
- Must reside in property for minimum period