FeaturedEmployer Guide
FS3 and FS7 in Malta: Employer Year-End Guide
What goes on the FS3 and FS7, how to reconcile them with your FS5 payments, and the 15 February 2027 deadline for the 2026 tax year.
November 20269 min read
52 Expert Guides
Malta Tax & Salary Blog
In-depth guides on Malta's tax system, SSC contributions, banking, and everything you need to understand your finances.
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Showing 52 of 52 articles
Calculator Guide
Ask Malta Calculator AI: Your Pension and Car Import Cost in Seconds
Ask in plain words and get your pension or car import cost worked out with our calculators, then open the calculator filled in or save it as Excel.
November 20264 min read
Salary Guide
How Much Tax Do You Pay on a €30,000 Salary in Malta?
€30,000 in 2026: €4,228 income tax, €2,908 SSC and €23,376 take-home for a single person, with the monthly payslip and married/parent figures.
November 20268 min read
Tax Guide
Malta VAT Rates and Registration Guide 2026
18% standard VAT, 12%, 7% and 5% reduced rates, Article 10, 11 and 12 registration, the €35,000 threshold and quarterly return due dates.
November 202610 min read
Employer Guide
How to Fill In the FS5 Form in Malta (2026 Guide)
The FS5 box by box: payees, gross pay, 15% overtime, fringe benefits, tax, SSC and Maternity Fund, with due dates and a worked example.
November 20268 min read
Employer Guide
How to Run Payroll in Malta: Employer Guide 2026
PE number, Jobsplus, FSS tax, Class 1 SSC, Maternity Fund, statutory bonuses, payslips, FS5 and FS3/FS7: the whole payroll cycle for small employers.
November 202611 min read
Budget Guide
Malta Budget 2027: Tax Bands, COLA €6.41 & Super Bonus
Budget 2027 explained: new family tax bands, €6.41 COLA, €239.85 minimum wage, €1,000 Super Bonus, +€10 pensions, with the full 2027 tax tables.
October 202610 min read
Immigration
Malta Budget 2027 for TCNs: New Fees & Lost Benefits
€800 work permits, a €400 yearly infrastructure levy, an €83/month licence fee and no free bus or childcare for non-EU workers from 2027.
October 20269 min read
Tax Guide
Malta Tax Rates 2026: Complete Guide to Income Tax Brackets
Everything you need to know about Malta's 2026 income tax rates. Comprehensive breakdown of tax brackets for single, married, and parent taxpayers.
January 20268 min read
SSC Guide
Malta SSC Contributions 2026: Rates, Caps & Categories
Complete guide to Social Security Contributions in Malta for 2026. Learn about Class 1 employee rates, weekly caps, and the 1962 age threshold.
January 20266 min read
Salary Guide
Understanding COLA in Malta 2026: Cost of Living Adjustment
What is COLA and how does it affect your salary in Malta? Complete explanation of the Cost of Living Adjustment and 2026 rates.
January 20265 min read
Expat Guide
Malta Expat Tax: HQP 15% Flat Rate Guide
Guide to Malta's Highly Qualified Persons tax scheme. Learn about the 15% flat tax rate for expats and eligibility requirements.
January 20267 min read
Salary Guide
Malta Minimum Wage 2026: €229.44/Week Complete Guide
Malta minimum wage 2026 guide. Current rates at €229.44/week (€994.24/month). Learn about the National Minimum Wage.
January 20265 min read
Employment
Malta Part-Time Employment Rights 2026
Malta part-time employment rights and benefits. Pro-rata salary calculations, minimum hours, and vacation entitlements.
January 20266 min read
Family
Malta Maternity Leave 2026: 18 Weeks Entitlement
Malta maternity leave 2026 guide: 18 weeks paid leave, paid parental leave, and the new 2026 miscarriage, bereavement and self-employed parental leave rules.
October 20267 min read
Salary Guide
Malta 13th Month Salary (Bonus) Explained
Malta 13th month salary and government statutory bonuses explained. Tax treatment and payment schedules.
January 20265 min read
Tax Guide
Malta Tax Refund 2026: How to Claim Back Overpaid Tax
Malta tax refund guide 2026. Learn how to claim back overpaid income tax with FS3 forms and IRD process.
January 20266 min read
Self-Employment
Malta Self-Employment Tax Guide 2026
Malta self-employment tax guide. Income tax, provisional tax payments, Class 2 SSC, and deductible business expenses.
January 20268 min read
Property
Malta Rental Income Tax: 15% Flat Rate Guide
Malta rental income tax guide. 15% flat rate option vs progressive tax comparison and deductible expenses.
January 20266 min read
Property
Malta First-Time Buyer Scheme 2026
Updated October 2026: €200,000 stamp duty exemption, €10,000 grant (€20,000 with Disability Card) and the new second-time buyer grant.
October 20266 min read
Property
Malta Stamp Duty 2026: Complete Guide to Property Tax
Malta stamp duty complete guide. 5% standard rate, 3.5% first-time buyer, exemptions, and calculation examples.
January 20267 min read
Retirement
Malta Pension System 2026: State Pension Guide
Malta pension system explained. State pension eligibility, contribution requirements, and retirement age.
January 20268 min read
Employment
Malta Notice Period Guide 2026: Employment Termination Rules
Complete guide to notice periods in Malta. Learn about probation periods, minimum notice requirements based on service years.
January 20265 min read
Retirement
Malta Retirement Age 2026: Complete Pension Age Guide
Malta retirement age guide. Learn about pension eligibility, transitional arrangements, and how to calculate your retirement date.
January 20266 min read
Employment
Malta Vacation Leave 2026: Annual Leave Entitlement
Malta vacation leave guide. Minimum 192 hours (24 days) annual leave, public holidays, and carry-over rules.
January 20265 min read
Salary Guide
Malta Overtime Pay Rates 2026: 1.5x & 2x Guide
Malta overtime pay guide. Standard 1.5x rate, 2x for Sundays and public holidays, and calculation examples.
January 20265 min read
Banking
Malta Mortgage Guide 2026: Home Loan Essentials
Complete guide to mortgages in Malta. 10% minimum deposit, LTV ratios, interest rates, and monthly payment calculations.
January 20266 min read
Banking
Malta Savings Interest Guide 2026: Compound Interest & Tax
Malta savings interest guide. Compound interest calculations, 15% withholding tax, and maximizing your returns.
January 20265 min read
Banking
Malta Personal Loan Guide 2026: Rates & Repayment
Malta personal loan guide. Interest rates, repayment terms, eligibility requirements, and monthly payment calculator.
January 20265 min read
Expat Guide
Malta Expat Mortgage Guide 2026: AIP Permit & Stamp Duty
Expat property buying guide. AIP permit requirements, 5-year residency rule, 5% stamp duty (1%+4%), and financing options.
January 20268 min read
Transport
Malta Vehicle Registration Tax 2026: CO2-Based Tax Guide
Malta vehicle registration tax guide. WLTP and NEDC CO2 rates, length rates, electric vehicle exemptions, minimum tax and EU/non-EU import rules.
January 20268 min read
Transport
Malta Vehicle Finance Guide 2026: Car Loans & Hire Purchase
Financing a car in Malta: bank car loans vs dealer hire purchase, deposit rules, interest rates, APRC and the total cost of borrowing.
May 202612 min read
Transport
Malta Road License 2026: Annual Circulation Tax Guide
Malta road license guide. Annual fees by engine capacity, electric vehicle exemptions, vintage rates, and payment options.
January 20266 min read
Transport
Malta Driving License 2026: Fees, Tests & Requirements
Malta driving license guide. License fees, theory and practical tests, categories, and age requirements.
January 20267 min read
Transport
Malta VRT 2026: Vehicle Roadworthiness Test Guide
Malta VRT (MOT) guide. Test fees, frequency by vehicle type, what to bring, and re-test information.
January 20265 min read
Transport
Importing a Vehicle to Malta 2026: Complete Guide
Malta vehicle import guide. EU and non-EU rules, registration tax, VAT, customs duties, and step-by-step process.
January 20269 min read
Employment
Malta Social Security Number 2026: Complete SSN Guide
Complete guide to Malta Social Security Number (SSN). How to apply, eligibility requirements, required documents for EU/Non-EU nationals.
February 20268 min read
Employment
Malta Work Permit 2026: EU & Non-EU Workers Guide
Complete guide to working in Malta. Work permits, employment licenses, Jobsplus registration, and employee rights.
February 202610 min read
Immigration
Malta Work Permit Health Screening 2026: New Online System
From 4 May 2026, Identità's work-permit health screening must be filed via the HPDP automated system. TB X-rays, vaccinations, exempt jobs, transition rules.
May 20269 min read
Digital Guide
mySocialSecurity Malta App 2026: Complete Guide
Complete guide to mySocialSecurity Malta app. Register, update bank details, check contributions, and apply for benefits.
February 20267 min read
Immigration
Malta Family Reunification 2026: Complete Salary Guide
Updated October 2026: new NSO wage thresholds, waiting periods by permit (Single Permit, KEI, SEI, Blue Card) and salary tables for both schemes.
October 202612 min read
Family
Malta Children's Allowance 2026: Complete Guide & Calculator
Complete guide to Malta Children's Allowance. Eligibility, calculation formula, rates (€8.66-€27.29/week), and child birth bonus.
February 202612 min read
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