Terms of Service

By accessing and using the Malta Calculator website ("Service"), you accept and agree to be bound by these Terms of Service. If you do not agree, you must not access or use the Service.

🇲🇹 Malti: Meta taċċessa u tuża l-websajt Malta Calculator, taċċetta u taqbel li tkun marbut b'dawn it-Termini ta' Servizz.

Malta Calculator provides free online tools for calculating financial, tax, and employment-related matters specific to Malta, including:

• Salary & Tax: Net salary, income tax, SSC contributions
• Vehicle: VRT, road license, driver license fees
• Property: Stamp duty, rental tax, first-time buyer exemptions
• Employment: Notice period, vacation, overtime, sick leave
• Banking: Mortgage, personal loan, savings interest
• Benefits: Children's allowance, in-work benefit, childcare

All calculations are for informational purposes only and should not be relied upon for official purposes.

2.1 Event Registration

Malta Calculator offers event registration services that require user authentication. By registering for events:

• You agree to provide accurate information during registration
• You consent to receiving event-related communications via email
• You understand that event details may be shared with event organizers

2.2 Google Sign-In Authentication

THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND.

• Calculations may not always be accurate, complete, or up-to-date
• Tax rates and regulations are subject to change by the Government of Malta
• We cannot guarantee real-time accuracy
• Always verify critical calculations with official sources (CFR, Transport Malta, DIER)

Malta Calculator shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including:

• Loss of profits, revenue, or business opportunities
• Financial losses resulting from reliance on calculations
• Incorrect tax filings, penalties, or interest charges
• Decisions made based on Service outputs

All content, features, design elements, and intellectual property on the Service are owned by Malta Calculator and protected by copyright laws.

Permitted: Personal, non-commercial use; sharing links; printing results for personal use.

Not Permitted: Copying, modifying, distributing, or selling any part of the Service without permission.

The Service contains links to third-party websites including official government resources:

• Inland Revenue Department (CFR) - cfr.gov.mt
• Transport Malta - transport.gov.mt
• DIER - dier.gov.mt
• Social Security Department - socialsecurity.gov.mt

We are not responsible for the content or practices of third-party websites.

These Terms are governed by and construed in accordance with the laws of Malta. Any disputes shall be subject to the exclusive jurisdiction of the courts of Malta.

🇲🇹 Malti: Dawn it-Termini huma ggvernati mil-liġijiet ta' Malta. Kwalunkwe tilwima tkun soġġetta għall-ġurisdizzjoni esklużiva tal-qrati ta' Malta.