How Much Tax Do You Pay on a €30,000 Salary in Malta?

2. How Is the Tax on €30,000 Calculated?

This income tax example follows the official MTCA rate tables. Malta uses the "rate less deduction" method: you find the band your income falls in, multiply the whole income by that rate, then subtract a fixed amount.

Step 1: Add the statutory bonuses

Full-time employees receive two weekly allowances of €121.16 (March and September) and two statutory bonuses of €135.10 (June and December). They are taxable but carry no SSC. €30,000 + €512.52 = €30,512.52.

Step 2: Apply the single tax band

€30,512.52 × 25% = €7,628.13, less €3,400 = €4,228.13. Source: MTCA tax rates for individuals. All 2026 bands are in our Malta tax rates 2026 guide.

Step 3: Work out Class 1 SSC

SSC is 10% of basic weekly wage, up to a cap. €30,000 ÷ 52 = €576.92 a week, which is above the 2026 maximum of €559.31. So SSC is the capped €55.93 a week, or €2,908.36 across 52 weeks. Employees born before 1962 have a lower cap of €49.04 a week, which would save €358.28 a year. Source: Department of Social Security.

3. What Does the Monthly Payslip Look Like?

Your employer deducts tax every month under the Final Settlement System (FSS). SSC is charged per Monday in the month, so months with five Mondays (March, June, August and November in 2026) carry five weeks of SSC. The bonus months pay slightly more tax.

Calculated with the Malta Calculator salary engine (FSS Main method, single, SSC Category C). Monthly tax is rounded, so the year total differs from the annual figure by a few cents.

4. How Much Tax Do Married Couples and Parents Pay?

The 30k salary after tax depends on your tax status. Married couples with joint computation and single parents get wider tax-free bands, and since 2026 the bands also depend on the number of children. SSC stays at €2,908.36 in every case.

The married figures assume only one spouse earns €30,000. When both spouses work, joint computation applies to the combined income, so run both salaries through the salary calculator together. Parents may also qualify for the children's allowance, which is paid on top and is not taxed.

5. Does the Tax on €30,000 Change in 2027?

Budget 2027 keeps the bands for single taxpayers and for married couples or parents without children. For families with children it takes the second step of the three-year phase-in, so the tax on €30,000 falls again.

2027 bands from Budget 2027 as announced on 26 October 2026; see our Budget 2027 guide. MTCA has not yet published the 2027 tables, so treat these as provisional.

6. How Does €30,000 Compare With €25,000 and €35,000?

Between €25,000 and €30,000 each extra euro costs 25% tax plus 10% SSC until you reach the SSC cap at about €29,084. Above the cap only the 25% tax applies, so from €30,000 to €35,000 you keep 75 cents of every extra euro. That makes a raise above €30,000 worth slightly more than one below it.

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