Retirement January 2026 5 min read
Malta Retirement Age 2026: Complete Guide
Your statutory retirement age in Malta depends on when you were born.
How Retirement Age Works in Malta
The retirement age in Malta has been gradually increasing since reforms in 2007. Under the Social Security Act (Cap. 318), your statutory retirement age is determined by your year of birth.
Retirement Age by Birth Year
| Year of Birth | Retirement Age |
|---|---|
| 1951 or earlier | 61 (Male) / 60 (Female) |
| 1952 - 1955 | 62 |
| 1956 - 1958 | 63 |
| 1959 - 1961 | 64 |
| 1962 or later | 65 |
Early Retirement Option
You may be eligible to retire at 61 years old if you meet these conditions:
- At least 35 years of National Insurance contributions
- Minimum of 50 weekly contributions per year
- Not engaged in any gainful occupation until statutory retirement age
Early retirement may result in a reduced pension amount.
Pension Eligibility
To qualify for a full pension in Malta, you generally need:
- To reach your statutory retirement age
- Sufficient National Insurance contributions
- At least 10 years of paid or credited contributions